南韓對 Apple 與 Google 的 In-App 付款機制的提案

WSJ 上看到南韓對 AppleGoogle 的 in-app 付款機制提案,強制 Apple 與 Google 讓 app 的開發者 (或是開發商) 使用第三方支付平台:「Google, Apple Hit by First Law Threatening Dominance Over App-Store Payments」。

看不到 WSJ 內文的可以看「Apple and Google must allow developers to use other payment systems, new Korean law declares」這篇,裡面有引用韓國的媒體報導 (英文版):「S. Korea looks set for legislation to curb Google, Apple's in-app billing system」。

要注意這還沒有通過,目前過委員會而已 (parliamentary committee),接下來要表決才會成為正式法律。

先前美國亞利桑那州的法案被擋下來,然後參議院提的法案也還在進行中,看起來還有很硬的仗要打:「由美國參議院提出的 Open App Markets Act」。

先繼續等後續發展,可以想見 Apple 與 Google 一定會想辦法抵制...

Stripe 原來支援 JCB 了啊...

剛剛在買東西的時候故意丟 JCB 的卡號進去,發現 Stripe 認得,找了一下公告資料,發現是去年 2020 年五月支援的:「Expanding support for JCB payments」。

先前在日本買 Live 物販的時候 (2019 年年底,應該是 H-el-icalSee-Saw 這兩場),看到現場是使用 iPad + Stripe 的組合,一開始還驚訝了一下,但被告知不支援 JCB 的時候心裡「...」了一陣子,只能刷 Mastercard 或是 Visa

看起來在去年推出的時候,日本地區是自動開放:

Businesses using Stripe in Japan can now automatically accept payments with JCB, in most cases without any additional work.

其他地區則是逐步開放:

We are rolling out JCB acceptance to businesses in more countries, starting with Canada, Australia, and New Zealand, with more to come. This lets global businesses, from e-commerce sites in Canada to subscription services in Australia, easily transact with JCB cardholders.

如果 2022 年有機會去日本的話,應該會看到更多使用 Stripe 的方案了...

Square 在使用條款裡禁止 AGPLv3+ 的軟體

雖然 AGPL 系列的確不是什麼好貨色,也的確有不少人批評過,但 Square 直接透過自家的平台服務攻擊 AGPLv3+ 就很稀奇了?

在「Square’s terms of service forbid use of AGPL-licensed software in online stores (squareup.com)」這邊看到的,公告的條款 (尚未生效) 是「Additional Point of Sale Terms of Service」這個站台,出自於這段:

B. Content Restrictions. In addition to the restrictions set forth in these Additional Product Terms, the General Terms and Payment Terms, you will not:

[...]

15. use, under any circumstance, any open source software subject to the GNU Affero General Public License v.3, or greater;

是直接指名而不是誤殺,不知道是發生什麼事情...

現在 Hacker News 上有些人猜測是律師團認為 AGPL 會反過來影響 Square 自己的程式碼也被感染?反正現在變成 PR 事件了,加上資訊也不足,先蹲著看...

Spotify 向歐盟投訴 Apple Music 的不公平競爭

Spotify 向歐盟提出不公平競爭的投訴,並且發出新聞稿:「Consumers and Innovators Win on a Level Playing Field」。

重點在於 Spotify 服務透過蘋果的平台會有 30% 的抽成,但 Apple Music 因為自家服務而不需要:

To illustrate what I mean, let me share a few examples. Apple requires that Spotify and other digital services pay a 30% tax on purchases made through Apple’s payment system, including upgrading from our Free to our Premium service. If we pay this tax, it would force us to artificially inflate the price of our Premium membership well above the price of Apple Music. And to keep our price competitive for our customers, that isn’t something we can do.

不過裡面好像沒提到超過一年後的費用會降到 15% (參考「Auto-renewable Subscriptions」),應該會是蘋果向歐盟回應的重點?

Stripe 香港開台,以及 Alipay 與 WeChat Pay 的支援

看到 Stripe 的幾個大動作:「Stripe in Hong Kong + Alipay and WeChat Pay globally」。

一個是進入香港的消息:

Today, we’re excited to officially launch Stripe in Hong Kong.

另外一個是 Alipay (支付寶) 以及 WeChat Pay (微信支付) 可以透過 Stripe 在全球使用:

So, today we’re introducing global support for Alipay and WeChat Pay, connecting Stripe businesses in 25+ countries to the hundreds of millions of Chinese consumers that actively use these payment methods.

尤其是後面的消息,對於中國的使用者方便不少...

Amazon EC2 的 RI 降價

這次 Amazon EC2 主要降的是 Reserved Instances 的部份:「EC2 Price Reductions – Reserved Instances & M4 Instances」。

  • New No Upfront Payment Option for 3 Year Standard RIs
  • Lower Prices for No Upfront Reserved Instances
  • Lower Prices for Convertible Reserved Instances

另外一般性的降價以 m4 為主:「Lower Prices for M4 Instances」,如果拿 t2.large 跟 m4.large 比較,us-west-2 (Oregon) 的價錢就很微妙了:

t2.large	2	Variable	8	EBS Only	$0.094 per Hour
m4.large	2	6.5		8	EBS Only	$0.1 per Hour

如果是 ap-northeast-1 (Tokyo) 的話是:

t2.large	2	Variable	8	EBS Only	$0.128 per Hour
m4.large	2	6.5		8	EBS Only	$0.129 per Hour

雖然 AWS 官方的說法是這樣 (取自「AWS t2 burst mode ECU equivalence」),表示 t2 系列有他特別可以應用的地方,但還是有哪邊覺得很微妙...:

Linode 收 PayPal 了,只是...

Linode 宣佈支援 PayPal 了:「PayPal Payments」,只是:

While any customer can use PayPal to fund their account, new customers will still need to sign up using a credit card. You can use PayPal from then on.

而原因是:

This is in part because we don’t yet have the ability to automatically transfer funds from PayPal. If you intend on paying only via PayPal, you will need to ensure that you have enough credit on your Linode account to cover your next invoice. Otherwise, our system will attempt to collect any remaining balance from the credit card you have on file.

這理由爛爆了 XDDD

索馬利亞愈來愈發達的行動支付

索馬利亞的行動支付愈來愈發達:「More phones, few banks and years of instability are transforming Somalia to a cashless society」。

Now, it is one of at least three companies offering mobile money transfers in Somalia, where 51 out of every 100 people has a mobile subscription (compared to 22, only three years ago), and around 40% of adults use mobile money accounts, according to 2014 data from the World Bank (">pdf).

行動支付的流行,原因包括了缺乏零售銀行 (也就是服務據點),加上戰爭因素:

[,] the lack of retail banking in Somalia and fears of continued unrest—Al-Shabaab continues to occasionally stage attacks throughout the country—have made the service vital to Somalia’s reconstruction. Hormuud holds the cash, acting in essence like a bank.

時代創造英雄的感覺...

Square 申請 IPO

Square 丟出 IPO 申請:「Square Files Registration Statement for Proposed Initial Public Offering」,其中參與的單位包括:

Goldman, Sachs & Co., Morgan Stanley, and J.P. Morgan are acting as lead joint book-running managers for the proposed offering. Barclays, Deutsche Bank Securities, Jefferies, RBC Capital Markets, and Stifel are acting as additional book-running managers for the proposed offering, and LOYAL3 Securities, Inc. is acting as a co-manager.

維基百科上的「Square, Inc.」有整理過的歷史資料。2009 年創立,2010 年五月上線的公司,從 Series A 跑到 Series E。