Tag Archives: payment

Spotify 向歐盟投訴 Apple Music 的不公平競爭

Spotify 向歐盟提出不公平競爭的投訴,並且發出新聞稿:「Consumers and Innovators Win on a Level Playing Field」。

重點在於 Spotify 服務透過蘋果的平台會有 30% 的抽成,但 Apple Music 因為自家服務而不需要:

To illustrate what I mean, let me share a few examples. Apple requires that Spotify and other digital services pay a 30% tax on purchases made through Apple’s payment system, including upgrading from our Free to our Premium service. If we pay this tax, it would force us to artificially inflate the price of our Premium membership well above the price of Apple Music. And to keep our price competitive for our customers, that isn’t something we can do.

不過裡面好像沒提到超過一年後的費用會降到 15% (參考「Auto-renewable Subscriptions」),應該會是蘋果向歐盟回應的重點?

Stripe 香港開台,以及 Alipay 與 WeChat Pay 的支援

看到 Stripe 的幾個大動作:「Stripe in Hong Kong + Alipay and WeChat Pay globally」。


Today, we’re excited to officially launch Stripe in Hong Kong.

另外一個是 Alipay (支付寶) 以及 WeChat Pay (微信支付) 可以透過 Stripe 在全球使用:

So, today we’re introducing global support for Alipay and WeChat Pay, connecting Stripe businesses in 25+ countries to the hundreds of millions of Chinese consumers that actively use these payment methods.


Amazon EC2 的 RI 降價

這次 Amazon EC2 主要降的是 Reserved Instances 的部份:「EC2 Price Reductions – Reserved Instances & M4 Instances」。

  • New No Upfront Payment Option for 3 Year Standard RIs
  • Lower Prices for No Upfront Reserved Instances
  • Lower Prices for Convertible Reserved Instances

另外一般性的降價以 m4 為主:「Lower Prices for M4 Instances」,如果拿 t2.large 跟 m4.large 比較,us-west-2 (Oregon) 的價錢就很微妙了:

t2.large2Variable8EBS Only$0.094 per Hour
m4.large26.58EBS Only$0.1 per Hour

如果是 ap-northeast-1 (Tokyo) 的話是:

t2.large2Variable8EBS Only$0.128 per Hour
m4.large26.58EBS Only$0.129 per Hour

雖然 AWS 官方的說法是這樣 (取自「AWS t2 burst mode ECU equivalence」),表示 t2 系列有他特別可以應用的地方,但還是有哪邊覺得很微妙...:

Linode 收 PayPal 了,只是...

Linode 宣佈支援 PayPal 了:「PayPal Payments」,只是:

While any customer can use PayPal to fund their account, new customers will still need to sign up using a credit card. You can use PayPal from then on.


This is in part because we don’t yet have the ability to automatically transfer funds from PayPal. If you intend on paying only via PayPal, you will need to ensure that you have enough credit on your Linode account to cover your next invoice. Otherwise, our system will attempt to collect any remaining balance from the credit card you have on file.

這理由爛爆了 XDDD


索馬利亞的行動支付愈來愈發達:「More phones, few banks and years of instability are transforming Somalia to a cashless society」。

Now, it is one of at least three companies offering mobile money transfers in Somalia, where 51 out of every 100 people has a mobile subscription (compared to 22, only three years ago), and around 40% of adults use mobile money accounts, according to 2014 data from the World Bank (">pdf).

行動支付的流行,原因包括了缺乏零售銀行 (也就是服務據點),加上戰爭因素:

[,] the lack of retail banking in Somalia and fears of continued unrest—Al-Shabaab continues to occasionally stage attacks throughout the country—have made the service vital to Somalia’s reconstruction. Hormuud holds the cash, acting in essence like a bank.


Square 申請 IPO

Square 丟出 IPO 申請:「Square Files Registration Statement for Proposed Initial Public Offering」,其中參與的單位包括:

Goldman, Sachs & Co., Morgan Stanley, and J.P. Morgan are acting as lead joint book-running managers for the proposed offering. Barclays, Deutsche Bank Securities, Jefferies, RBC Capital Markets, and Stifel are acting as additional book-running managers for the proposed offering, and LOYAL3 Securities, Inc. is acting as a co-manager.

維基百科上的「Square, Inc.」有整理過的歷史資料。2009 年創立,2010 年五月上線的公司,從 Series A 跑到 Series E。


PCI DSS 3.1 出了:「PCI COUNCIL PUBLISHES REVISION TO PCI DATA SECURITY STANDARD — PCI DSS 3.1 and supporting guidance helps organizations address vulnerabilities within SSL protocol that put payment data at risk; PA-DSS revision to follow —」(PDF)。

與 3.0 相比,修正了 SSL 與 TLS 的安全性問題。分成兩大塊討論,對於新的系統:

  • 禁止使用 SSL 與早期的 TLS (包括了 TLS 1.0 與 TLS 1.1 的某些設定)。


  • 在 2016 年 6 月 30 日後,禁止使用 SSL 與早期的 TLS。
  • 在這之前,不符合上述條件的設備必須修正到可以防禦已知的 SSL 與 TLS 問題。
  • 對於 POS (Point-of-sale) 與 POI (Point-of-interaction) 系統則是例外處理:確認可以防禦已知 SSL 與 TLS 問題的話,期限後仍然可以使用。

GitHub 也接受 PayPal 付款了,不過不是直接接 PayPal...

GitHub 宣佈接受 PayPal 付款,不過不是直接接 PayPal 的 API,而是透過 Braintree 提供的 API:「Pay for GitHub with PayPal」。

GitHub 官方提供的 screenshot

雖然 PayPal 的風評大家都知道,但如果要支援 PayPal 最直接的方式還是接 PayPal API... 不直接使用 PayPal API 而要透過其他 API 的原因...?