把 CSC (卡片背面的三碼) 變成 OTP (動態密碼)

把信用卡背面的後三碼 (Card security code) 變成動態密碼,雖然一般只會有三碼,但對於網路消費應該會有不少幫助,不過這樣就不能完全不拿出卡片了...:「This high-tech card is being rolled out by French banks to eliminate fraud」。

產品叫做 MotionCode,會先從法國開始:

Today both Société Générale and Groupe BPCE, two of France’s largest banking groups, are preparing to roll out these cards across all their customers after completing a pilot scheme last year.

然後是波蘭、墨西哥以及英國在規劃:

There are other pilots underway in Poland and Mexico, and Davis is running Oberthur’s UK operation with the hope of getting a pilot or trial started with a UK bank soon.

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